Taking the fear out of mortgages
It's like Google Maps for home buying — We show you where you are, where you're going, and what to expect on the way.
Clear, kind advice with a real person when you need one. No suits, no jargon, no surprises.
Founded by Nikki Jetha, our London-based team advises clients nationwide by phone and video.
Your bank shows you its deals. We show you the market.
Walk into a bank and you'll only ever hear about that bank's mortgages. As brokers, we compare a wide range of lenders — including some that don't deal with the public directly.
A wide panel of lenders
We're not tied to one bank. We compare options from high street names, building societies and specialist lenders, so you see far more than one bank's menu.
Lenders you can't find yourself
Many lenders only work through brokers, and some deals are broker-exclusive. They never appear on comparison sites or bank websites — but we can get you in front of them.
Tricky cases welcome
Self-employed, new job, bonus income, past credit blips, turned down by your bank? Specialist lenders look at the real you, and we know which ones will say yes.
Digital-first, human always
Upload documents and track progress from your phone, with a real person from our team a message away. No call centres, no being passed around.
Radically transparent
You'll know exactly what's happening, what it costs and why I've recommended it. No suits, no jargon, no surprises.
Right first time
We match you to lenders whose criteria fit before we apply, protecting your credit file from unnecessary rejections.
See what a wider range of lenders could offer you.
Simple as 1, 2, 3... 4
I've streamlined the mortgage process so you know exactly what's happening at every stage. No surprises, no confusion — just clear steps to your new home.
A friendly chat
We'll have a relaxed conversation about your plans, your situation, and what you're looking for. No pressure, no jargon — just helpful advice.
We find your best options
We'll search through 100+ lenders to find the deals that suit you best. You'll get a clear comparison so you can make an informed choice.
We handle the paperwork
We'll manage the application, chase the lender, and keep you updated every step of the way. You can get on with your life!
You get the keys!
Completion day arrives and you pick up your keys. We'll be there if you need us, celebrating your success from the sidelines.
Ready to get started?
How much could you borrow?
Get a quick estimate of what you might be able to borrow. This is just a guide — We'll find you the best deal for your situation.
Your Details
Quick and easy
Most UK lenders offer 4-4.5x your household income. Your actual borrowing will depend on credit history, outgoings, and the lender.
You could potentially borrow
£0
Based on 4.5x your household income
Max Property Price
£0
Your Deposit
£30,000
Great LTV! You'll get the best rates.
*This is an estimate only. Your actual borrowing power depends on your credit history, existing debts, and lender criteria. Let's have a proper chat to see what's really possible.
Whatever your situation, I've got you
Everyone's mortgage journey is different. Whether you're a first-timer or a seasoned mover, we're here to make it easy.
First-Time Buyers
Buying your first home is exciting but can feel overwhelming. We'll guide you through every step, making it simple and stress-free.
- Jargon-free guidance
- Deposit & scheme options explained
- Step-by-step support
Moving Home
Whether you're upsizing, downsizing, or just fancy a change, we'll find you the best deal and handle all the mortgage legwork.
- Porting options explained
- Chain-break solutions
- Quick turnaround
Remortgaging
Coming off your fixed rate? Don't just roll onto the SVR. Let us find you a better deal — it could save you thousands.
- Rate comparison
- No pressure advice
- Switch without hassle
Buy-to-Let
Thinking of becoming a landlord or growing your portfolio? We'll help you find the right mortgage for your investment goals.
- Portfolio options
- Limited company purchases
- Rental calculations
Self-Employed
Being your own boss shouldn't make getting a mortgage harder. We know which lenders love self-employed applicants.
- 1 year accounts accepted
- Contractor specialists
- Director remuneration
Contractors
Day-rate and fixed-term income can be assessed differently. We'll match your contract profile to lenders that understand it.
- Day-rate calculations
- Contract gaps considered
- Umbrella & limited company
Company Directors
Some lenders look beyond salary and dividends to your share of company profit, which can make a meaningful difference.
- Retained profit options
- Salary & dividends
- One-year accounts options
New Builds
New-build deadlines, incentives and offer-expiry dates need careful planning from reservation through to completion.
- Reservation timelines
- Offer extensions
- Incentives explained
Not sure where you fit? Don't worry!
Don't just take my word for it
Here's what some of my lovely clients have to say about working with me.
"Nikki made the whole process so easy. As first-time buyers we had no idea where to start, but she explained everything in plain English and found us a brilliant deal. We're now in our dream home!"
Sarah & James
First-time buyers, Romford
"I was dreading the hassle of remortgaging but Nikki handled everything. She saved me over £200 a month and I barely had to lift a finger. Couldn't recommend her more highly."
Michael T.
Remortgage, Brentwood
"Being self-employed, I thought getting a mortgage would be really difficult. Nikki knew exactly which lenders to approach and got me approved with a great rate. She's absolutely brilliant!"
Priya K.
Self-employed, Ilford
Clear answers to the big questions
Jargon-free guides to help you understand where you are and what's next.
How Much Can I Borrow for a Mortgage in the UK? (2026 Guide)
How UK lenders work out how much you can borrow, typical income multiples, and simple ways to boost your borrowing power.
Read guideFirst-Time Buyer Guide UK 2026: Step-by-Step
Everything first-time buyers need to know: deposits, schemes, stamp duty relief, costs and the buying process from start to keys.
Read guideStamp Duty Explained: Rates & Thresholds for 2026
Current stamp duty (SDLT) rates for England and Northern Ireland, first-time buyer relief, second homes, and worked examples.
Read guideQuestions? I've got answers
Here are some of the things people ask us most. Can't find what you're looking for? Just get in touch!
Still got questions?
No question is too small. Send us a message and Our team will get back to you!
Ready for a friendly chat?
Whether you're ready to get started or just want to ask a few questions, we're here to help. No pressure, no obligation — just honest advice.
Send an email
nikki@casa-capital.co.uk
Our team replies within 24 hours
Based in
London
London office · advice across the UK
Available
Mon-Fri: 9am-7pm
Evenings & weekends by arrangement
Prefer to chat?
Book a free 15-minute call and let's have a proper conversation about your mortgage plans. No sales pitch, just helpful advice.
Send us a message
Tell us a bit about yourself and what you're looking for. Our team will get back to you within 24 hours.